An ancient criterion of truth, the gentium of consensus (in Latin for the consent of the people), says that “what is universal among men carries the weight of truth” (Ferm, 64). A series of theories of the consensus of truth are based on variations of this principle. In some criteria, the concept of universal consent is strictly used, while others describe the terms of consensus in different ways. There are versions of the consensus theory in which the specific population, which refers to a given issue, the proportion of the population needed for approval and the period necessary for the declaration of consensus are removed from the classical norm. A consensual theory of truth is the process of declaring true statements simply because people generally agree on that. n. a federal law requiring a commercial lender (bank, savings broker and loan) to provide a borrower with accurate interest rate information and a three-day period within which the borrower can compare and review competitive terms and terminate the loan agreement. Parliament has long fought to preserve the right to free movement, which it considers to be the fundamental principle of the European Union. In its resolution of 16 January 2014 on respect for the fundamental right to free movement in the EU, Parliament rejected efforts to restrict free movement rights and called on Member States to respect the provisions of the Treaty on EU rules on the free movement of persons and to ensure that the principles of equality and fundamental right of free movement are respected for all Member States. In its resolutions of 15 March 2017 on barriers to the free movement and work of EU citizens in the internal market and on 12 December 2017 on the EU Citizenship Report of the same year, Parliament again called for the lifting of barriers to free movement. The UK`s decision to leave the European Union has deprived the freedom of movement of one of its main critics, while an agreement is still being negotiated between the two sides. The Property Protection Act is classified in Title I of the Consumer Credit Protection Act (15 U.S.C.A.
The CCAC must ensure that any customer who needs consumer credit receives relevant information about the cost of such a credit. The Truth Act requires that the terms of consumer credit transactions be fully explained to potential debtors. It sets out three basic rules: 1. A creditor cannot announce an agreement that is normally available to no one other than a preferred borrower; 2. Advertising must include either all the terms of a credit transaction or no; and (3) If the loan is to be repaid in addition to four payments, the agreement must state clearly and strikingly that “the cost of credit is included in the price indicated for goods and services.” This law does not impose rules on advertising materials, but only on potential creditors. It is very difficult to find a philosopher who claims a theory of naked, naïve or pure consensus of truth, in other words, a treatment of truth based on a real consensus in a real community without additional qualification. An obvious criticism is that not everyone agrees with the consensus theory, implying that it may not be true by its own criteria. Another problem is to define, as we know, that consensus is reached without being the victim of an endless setback.